Where Individuals, Couples and Families Heal, Rise & Soar!
insurance & fees
Clear & Accessible Care
We believe understanding the cost of therapy should feel clear and supportive. Explore the insurance plans we accept, self-pay rates, and reduced-fee services available through our clinical interns.
Insurance Plans We Accept
Commercial Insurance Plans
Commercial Insurance Plans
Commercial Insurance Plans
Blue Cross Blue Shield PPO
Blue Choice PPO
BCBS HMO*
Guidehealth
Anthem BCBS
Aetna PPO & HMO*
Cigna / Evernorth
UnitedHealthcare PPO & HMO*
*HMO acceptance is limited to participating medical groups and plan affiliations.
Medicaid Plans
Commercial Insurance Plans
Commercial Insurance Plans
Aetna Better Health of Illinois
BCBS Community Health Plans
CountyCare Health Plan
Molina Healthcare of Illinois
*Accepted for individual therapy services for adults and children.
Understanding your insurance benefits
Copayment
Deductible
Deductible
A fixed amount paid for each covered appointment.
Deductible
Deductible
Deductible
The amount you pay before your insurance begins contributing.
Coinsurance
Out-of-Pocket Maximum
Out-of-Pocket Maximum
The percentage of the covered cost you pay after meeting your deductible.
Out-of-Pocket Maximum
Out-of-Pocket Maximum
Out-of-Pocket Maximum
The most you generally pay for covered, in-network care during a plan year.
Understanding Insurance Responsibilities
Phoenix Rising’s Responsibilities
Your Insurance Plan and Your Responsibilities
Your Insurance Plan and Your Responsibilities
- Verify available benefits as a courtesy
- Submit accurate claims
- Correct errors made by our practice
- Collect the amount assigned by your insurer
- Notify you of known billing or coverage concerns
Your Insurance Plan and Your Responsibilities
Your Insurance Plan and Your Responsibilities
Your Insurance Plan and Your Responsibilities
- Your insurer determines coverage and processes claims
- Your employer selects the benefits available through an employer-sponsored plan
- You are responsible for understanding your benefits
- You are responsible for copays, deductibles, coinsurance, denied claims, and noncovered services
- You must notify Phoenix Rising immediately of coverage changes
Important Insurance Reminder
Phoenix Rising verifies insurance benefits as a courtesy. Verification is not a guarantee of coverage or payment. Clients remain financially responsible for deductibles, copayments, coinsurance, denied claims, and noncovered services. Please notify Phoenix Rising immediately if your insurance coverage changes, ends, or is replaced.
Self-Pay Options
Therapy Services
Private Pay Rates
Individual Therapy
$125 per session
Couples Therapy
$150 per session
Family Therapy
$160 per session
2-3 family members, $10 extra per family member over 3
Expanded Access
Clinical Intern Services
Our clinical interns provide thoughtful, culturally responsive therapy under the supervision of experienced licensed clinicians. Reduced-fee sessions are available based on need and clinician availability, $0–$50 per session
Additional Services
Clinical Supervision
Clinical Supervision
Clinical Supervision
Rates vary. Available to clinicians seeking supportive, culturally responsive professional development.
Group Therapy
Clinical Supervision
Clinical Supervision
Rates vary by group type. Virtual and in-person options may be available.
Have questions about coverage or fees?
Our intake team can help you explore available clinicians, insurance participation, and self-pay options.
Phoenix Rising Counseling & Guidance, LLC
542 S Dearborn, Suite 580. Chicago, IL 60605
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